There are many different types of finance available to support the growth and development by SMEs and to fund new business opportunities.
Here are the types of finance we can procure for you:-
Commercial & SME Finance
Construction & Development Finance
Residential & Investment Finance
Asset, Plant & Equipment Finance
Debt Advisory & Restructuring
Mergers & Acquisitions
Insurance Premium Funding
COMMERCIAL & SME FINANCE
We can arrange all types of commercial products for our clients, such as:-
- Term loans
- Commercial bill facilities
- SME business finance
- Invoice and debtor finance
- Business line of credit
- Peer-to-peer/private lending
CONSTRUCTION & DEVELOPMENT FINANCE
We have development lending solutions for residential, commercial or industrial projects including:-
- Stretch senior
- Preferred equity
- Joint venture funding
From property developments, to factories and warehouses, offices and shops, commercial property finance is broadly available. However, using our expertise and deep understanding of the assessment criteria used by the various lenders such as tenancy quality, the property itself and its location in a high or low traffic area, we secure great deals minimising the need for additional capital.
RESIDENTIAL & INVESTMENT FINANCE
For clients looking to purchase, refinance or build residential properties to live in or hold as an investment, the need to seek and obtain reliable and informed credit advice is critical.
We will structure home loans for your primary residence or investment and individual or company structure borrowers. We also provide finance to purchase commercial or residential property through your SMSF.
ASSET, PLANT & EQUIPMENT FINANCE
We want to make asset, plant and equipment finance as easy as possible. As asset finance experts, we take care of the entire process from the initial contact through to making sure that your new equipment is delivered and earning income right from the start.
Our service includes finance for:-
- Motor vehicles, equipment, construction, manufacturing and industrial equipment
- Earthmoving equipment
- Trucks and trailers
- Boats, caravans, aircraft and other lifestyle goods
- Office fit-outs and furniture
DEBT ADVISORY & RESTRUCTURING
To maintain and keep a viable, successful business at the forefront of its relevant industry, our clients benefit from our debt advisory services. This is conducted by an independent and trusted advisor, reviewing their banking and overall debt facilities on a regular basis.
With lending guidelines and policies continually reviewed and changing, along with new and innovative banks, financiers and fintech disruptors entering into the market, we are well placed to provide clients with the most current and up-to-date knowledge, enabling them to make informed decisions for their businesses and their future.
We work closely with other consultants and advisors to our clients, being accountants, financial planners and lawyers to ensure each client is being provided with the optimum and most up to date professional advice.
MERGERS & ACQUISITIONS
Finance through change requires an innovative and flexible approach with a trusted partner who can execute your strategy. We take into consideration your unique needs, and short to long term objectives. A loan is usually over 3 – 5 years and can be asset and/or cash flow secured for the optimum solution.
Some clients save thousands of dollars by renegotiating their loan arrangements.
We recommend reviewing your loan every two years and, in a quick phone conversation, we can advise whether this is worthwhile. We then negotiate directly on your behalf and make all the arrangements minimising the hassle.
INSURANCE PREMIUM FUNDING
Premium funding is a simple to arrange, short term loan that enables the cost of insurance to be spread over instalments. Our knowledge of this market and extensive network will ensure you get a competitive and tailored facility.
The benefits of premium funding include:-
- simple to arrange
- your choice of instalments
- potential smart alternative to paying for insurance upfront, retaining cash for investment elsewhere
- low cost short term finance when compared to the alternatives
- interest charge is usually tax deductible for business.